OUSD Goes Live Across Stripe's Stablecoin Stack
Stripe has made OUSD on Tempo its default stablecoin configuration while keeping alternative stablecoins and blockchains available.
By Elena Marsh, Journalist, Stablecoins
Open USD, or OUSD, went live across Stripe's stablecoin products on September 30, 2026. Businesses can now use it with Treasury, Issuing, Global Payouts, Crypto Onramp and Payments. Stripe also made OUSD on Tempo its default stablecoin configuration, but the company says customers can still choose other supported stablecoins and blockchains and will not be required to convert existing balances.
Live across five Stripe product areas
Stripe says Treasury users can receive, hold, send and spend OUSD. Issuing can use the asset in global card programmes, Global Payouts can send it to recipients, Crypto Onramp can convert fiat into it and Payments can accept it. The launch therefore moves OUSD beyond the planned consortium described earlier in 2026 and into named, available product workflows.
The availability is not identical in every market or for every customer. Stripe's newsroom says OUSD can be sent to crypto wallets in more than 100 countries, while the Open Standard integration page says access through each provider remains subject to that provider's onboarding, eligibility and geographic restrictions. Stripe directs businesses to its documentation or sales team to start using the asset.
Default does not mean exclusive
Stripe's exact qualification matters: OUSD on Tempo is now its default stablecoin configuration. The company continues to support alternative stablecoins across blockchains and says it will not force users to convert existing balances into OUSD. That is a configuration preference inside Stripe's stack, not the removal of USDC or other supported assets.
OUSD is also available natively on Base, Ethereum and Solana as well as Tempo. Bridge orchestration APIs can convert between OUSD, fiat and other stablecoins, while Privy supports OUSD in wallet experiences. Stripe says minting and burning carry no fee, although network and product charges can still apply.
Issuance and incentives are now clearer
Open Standard's integration page identifies Bridge Building Inc. as the issuer and says its supported integration paths provide minting and redemption at one-to-one US-dollar parity. Businesses that join Open Standard as partners can earn rewards tied to OUSD activity and balances, subject to programme terms.
Those incentives should not be confused with a guaranteed return for every holder. Stripe describes rewards for participating Open Standard partners, not a universal yield attached to all OUSD balances. The planned Ramp account programme is also not live yet: Stripe says Ramp will use the platform soon.
The status change is the practical news. OUSD is no longer only a proposed consortium asset or a Solana-first roadmap item. It is live on four networks and available through specified Stripe products, with OUSD on Tempo serving as the default configuration while customer choice remains.